The Retirement Success in Maine Podcast

Thinking About "Retirement" as a Life Pivot with Elisa K. Spain

EP 036: What if we're thinking about retirement all wrong? What if retirement ISN'T exchanging a binge on working for 40 years for a binge of NOT working for 30 years? Many of the clients we talk to as they are in the mid-to-late stage of their career and may have already achieved a certain level of career success  are searching for what is next. But what is next for us? This inflection point leads us to start asking questions in our lives such as "Is this the right time to invest [in myself] and grow?', "Or is it time to exit [something]?" "Or is it time for a change in focus?" 
 
But many times these questions are hard to articulate, hard to share with work colleagues, or even family members, much less work through to find answers. Due to this structural issue, many of us become stuck at this point in our lives. Enter the concept that life is a series of pivots where after each transformation we've created the next version of ourselves. So retirement isn't a hard stop of career life into leisure but a pivot of one version of yourself to another! 
 
Our next guest is an Executive Life Coach and Creator of the YOU PIVOT Program, where her clients have ranged from CEOs and C-suite executives from Inc. 500 companies, Crain’s Fast 50, Chicago Tribune’s Top 100 Workplaces, and Crain’s Largest Privately Held Companies. She has experience as a Fortune 500 company executive (Northern Trust), coupled with a successful pivot from the corporate world into entrepreneurship, that shaped her unique perspective. Every Sunday, she publishes stories about transitions, including sharing the life lessons from the storytellers she interviews. You can read and subscribe to these Sunday Stories on her website. Please welcome to the Retirement Success in Maine Podcast, Elisa K. Spain!
 
Chapters:
 
Welcome, Elisa! [2:55]
Why does Elisa think about “Retirement” as a pivot to “Career 2.0” or “Life 2.0”? [17:40]
What is an unreliable narrator and how Elisa has worked to not only identify it, but work through it with her clients? [26:22]
Once the “Today Story” has been identified, how can we move to the “Tomorrow Story”? [31:31]
Elisa shares a story about someone claiming to have failed retirement twice! [38:34]
How does Elisa help coach through change and the pressure that comes with it from not just us, but the people around us? [47:53]
How does Elisa define Retirement Success? [54:28]
Ben, Abby, and Curtis wrap-up the episode. [57:09]

Keeping Your Family Camp in the Family for Future Generations with Timothy P. Benoit

EP 035: For many Mainers, families have a place where they retreat to during the spring, summer, and fall months and enjoy the best that Maine weather has to offer. Many families use this place, AKA camps, as the retreat where the family "from away" vacation to and reconnect with family members that are here. There are sounds of children swimming and jumping in the water, the firepit and bonfire by the water have s'mores, laughter around the dining table, swapping stories while playing cards, water skiing or tubing, kayaking, and so much more. For many previous generations of Mainers, there's this shared bond of doing these activities with those we love the most or even a great place to bring your dearest friends. Due to all of these precious memories, it's not surprising that we want to continue to have future generations use the camp in this way. But it's not that simple, is it?  
Enter the concept of having legal, financial, and family structures in place to see this plan through.  Today's guest is an attorney and has worked with many families on preserving this legacy asset to preserve family cultures.
He provides estate planning to individuals and integrates his business practice with his estate planning practice to assist clients to develop an orderly succession plan for their businesses.  He is a shareholder of Perkins Thompson and formerly a member of the firm’s Executive Committee. He has been selected by his peers to be included in The Best Lawyers in America© 2007-2020 in the field of Tax Law.  Please welcome to the Retirement Success in Maine Podcast, Tim Benoit!
 
Chapters:
Welcome, Tim! [2:10]
In Maine, how do we define what a camp is, and why are we so emotionally tied to them? [6:25]
What are the necessary ingredients needed for someone to successfully preserve a camp, and on the flip side, what have been the biggest mistakes that people make when trying to preserve their camp? [11:15]
How does the future generation address the ending of the preservation of a camp? [26:12]
How have the legal structures used in preserving camps changed over the years? [33:37]
When is it appropriate for someone to take the legal steps to preserve their camp? [38:13]
What is Tim’s definition of Retirement Success? [43:12]
Abby, Ben, and Curtis wrap up the episode. [44:40]

Accessing the World of Piloting over 50 with Sean Collins

EP 034: What if there was a time machine? How would it change our lives? Would you do things differently if you could? Well, today we're talking about a different take on a time machine. As we're aging, we tend to be a bit more sensitive to HOW we spend our time and WHAT we do with our time. Many times, retirees state the goal of wanting to travel TO places and experiencing new things. But the biggest issue with the destination is GETTING there, especially where we are in Maine in the northeast corner of the country. The time machine comes into play where we might be used to driving to our destination. Perhaps we want to go visit Boston and it's a 2 or 6-hour drive to get there. What if you could get there in 1/2 or 1/3 of the time? What about if you winter in Florida and it takes you multiple full days to drive there? What if you could get there in one day? What about longer trips where you're at the whim of the commercial airline industry and their schedule? Enter the concept of private flights and finding true location freedom in retirement! 
Sean Collins is the Eastern Regional Manager at Aircraft Owners and Pilots Association (AOPA), where he advocates for the general aviation interests for AOPA and its members at the state and local level from Maine to Virginia. He also works to build the general aviation community and represents AOPA at local and regional aviation events. He also has a Commercial Pilot Certificate with Instrument and Multi-Engine ratings. Join us as we discuss Accessing the World of Piloting over 50 with Sean Collins!
Chapters:
Welcome, Sean! [3:30]
What is it that appeals to people to pilot their own plane and how do they get started? [9:29]
What should people know about being a private pilot as they age? [15:29]
Who can afford to pilot and fly planes? [23:30]
What are some pros and cons of private piloting versus commercial airlines? [41:07]
Just how risky is private piloting? [54:54]
What is Sean’s personal definition of Retirement Success? [1:01:23]
Ben, Abby, and Curtis wrap-up the episode. [1:02:59]

A 2020 Investment Markets Recap & 2021 Preview with Guidance Point Advisors, LLC

EP 033: As Financial Advisors, we are very frequently asked to give our thoughts on the investable markets and what it means for our retirement. While our show mainly discusses life challenges pre and post-retirement, we wanted to share a bit of our team's expertise on how investments and financial movements may be impacting your retirement directly or indirectly from the events of 2020. Join us for Episode #33 where we have a 2020 Roundtable Recap with our team at Guidance Point Advisors!
 
Chapters:
Welcome the team and hear our favorite Holiday movies. [2:09]
A look back on the year 2020. [5:03]
What’s next? What are we thinking about with our client portfolios as we head into 2021? [18:10]
What are some trends we’ve seen with new clients? Why are they choosing us? [26:08]
Ben wraps up the conversation. [33:49]

Dreaming & Creating Your Traveling WanderList with Keri Forbringer

EP032: About now, we're all needing something to look forward to. One of those things that you and perhaps your spouse state is that you want to travel more. But what do you want to see? What if you and your spouse have different interests and tastes? How should we go about creating a "WanderList" of things we want to do and places we want to visit? What if we're interested in certain themes like "we're foodies" or "sports fans" or "history buffs" - how do we go about building trips on themes? In episode #3, we dove deep into traveling while in retirement and challenges as we age. In this episode, we wanted to really explore putting a solid travel plan in place. Listen in as Keri Forbringer of Luxury Travel Works helps us with "Dreaming & Creating Your Traveling WanderList" in Episode #32 of The Retirement Success in Maine Podcast! Give it a listen and let us know what is the #1 destination on your Post-COVID19 WanderList!
Chapters:
Welcome back, Keri! [2:46]
What is a WanderList and what are some do’s and don’ts when creating one? [7:49]
Is it a good idea to due dates on your WanderList? [21:30]
What happens when two people go through the process of creating their WanderList and there is no commonality between the two? [31:32]
What happens when our dreams are bigger than our budget? [38:51]
How does the WanderList stay current? [43:18]
What does Keri think travel will look like 30 years in the future? [51:02]
 

Conversations About Aging with Diane Atwood

EP 031: As we were creating our podcast, we looked around the State of Maine to see if anyone else was having similar conversations as what we're having here. We reached out to our next guest, Diane Atwood, about her "Catching Health Blog" and "Conversations About Aging Podcast" to discuss her writing and audio show. Many in Maine might have seen Diane's previous work as a Health Reporter at WCHS6 for over 20 years. Diane, with her reporter expertise, highlights individuals 60 and older life stories and also explores the joys and challenges of what they are currently facing. Join us on episode #31 as we have "Conversations about Aging" and hear more about Diane's passion project! 
Chapters:
Welcome, Diane! [1:20]
How did Diane’s blog and podcast come to life? [11:56]
Why is it that aging and loneliness seem to go hand in hand? [24:13]
What are some of the best responses that Diane has received to her question, “If you could go back and change anything, would you?” on her podcast. [31:19]
What is Diane seeing in the realm of caregiving, specifically with children/grandchildren stepping in to provide care for their parents? [34:16]
How did Charles Garfield’s book, Our Wisdom Years, personally impact Diane? [44:16]
What does Retirement Success mean for Diane? [50:00]
Ben, Abby, and Curtis wrap up the episode. [52:50]

Choosing The Best Retirement Location for You with Larry & Joyce Pelletier

EP 030: Do you ever get to the point that the weather in Maine kind of gets to you? Do you ever dream about moving to another destination, perhaps in retirement? Well, following our episode about international living, we wanted to explore a more traditional move that many Maine retirees make ~ moving to a sunnier locale in the U.S.! Our colleague, Larry Pelletier and his wife, Joyce, did just that a few years ago. What process did they undertake to find the perfect spot for them? What did they find out once they got there? Do they have any regrets now after a few years later? Join us on episode #30 as we go through a process that every pre-retiree should think about ~ "Choosing the Best Retirement Location for You!"
 
Chapters
Welcome, Larry & Joyce! [0:39]
How do you know when it’s time to retire? [4:04]
What was the first step for Larry & Joyce to make the decision to move from Maine? [7:55]
How can you navigate through the objection of moving away from your children/grandchildren? [11:06]
How did Larry & Joyce deal with the logistics of moving? [20:33]
What is the research process like when looking for a new place to live in retirement? [37:22]
How can you work through disagreements that may arise during this process of moving for retirement? [44:07]
What is Retirement Success for Larry & Joyce Pelletier? [1:04:35]

The Spectrum of Senior Living with Susan Habeeb, RN

EP 029: A common goal we hear from our clients is that "I want to age in my home for as long as possible!" But when do we know that it's time to consider other living arrangements specifically targeted towards us as seniors? What are the various types of living and care arrangements and how do I know which one is right for me (not only now but in the future)? These are the types of questions we wanted to answer in episode #29 where we discuss the Spectrum of Senior Living with Susan Habeeb, who is the Director of Transitional Care at Dirigo Pines in Orono, ME. Susan has a very unique perspective as she was an RN for many years before working in the senior living industry. Join us as we dive deep into the common myths, concerns, and fears around senior living and how it can be much more than end of life care and the stereotypical nursing home environment! Chapters
Welcome, Susan! [3:50]
What is Dirigo Pines and what are the services they offer? [13:36]
What are the various life stages of senior living? [18:50]
What are some myths that people have in their mind about places like Dirigo Pines? [34:13]
With life expectancy being longer, what sort of things are coming up that previously hadn’t been top of mind? [45:20]
What are the costs associated with living in a place like Dirigo Pines? [53:57]
How does Susan define Retirement Success? [1:05:20]
Ben and Curtis wrap-up the conversation. [1:08:29]